This means specifically that a Gateway’s main purpose is to send your donors sensitive information (specifically credit card information. Number of decision-makers involved One or two. How do I transfer a Toolkit package template to someone else? ‣. Generally,. Akurateco is a global white label payment solutions provider. The payment gateway is the consumer-facing interface that collects payments. It is the equivalent of a physical point-of-sale (POS) terminal in a shop or restaurant. Below, we’ll explore this. Consider exploring the potential of UniPay Gateway’s white label solution right now if you are seeking an innovative approach to promote your brand or enhance the payment experience of your merchants and if you want a powerful payment technology that gives you greater control over the onboarding, processing, and financing of new customers. 0 support. 7. The bank then authorizes the payment. But if you want to pay for APIs and other third-party features, add an extra $20K to $30K for integration. We have 15 years of experience reviewing the payment gateway market so we are well placed to analyse what's on offer. POS machines. The name derives from the image of a white label on the packaging, ready to be adapted to an end provider’s branding. Its potential unleashes the best as your business grows and goes global. Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you. Bharat QR. a custom payment gateway. 9 supports the new payment protocol. Digital banking solution. White label accounting software. At Cardstream, we offer ample partnership opportunities from co-branding to a full white-label payment gateway. White-label payment gateways offer versatile support for various payment methods, including credit/debit cards, digital wallets, and bank transfers. Using Authorize. 2009. 0 reviews. General info on contactless payments. Zettle – Best for convenience. Also, this payment gateway is secure and easy to integrate. Paymentz - Payment Gateway Solutions Pvt. Our score: 9. Today, the company accepts 120 payment solutions and processes up to €35 billion for about 14,000 retailers annually. Read about Visa Private Label. 1. WeChat Pay is the first choice for Hong Kongers to spend in China, accounting for 69% in terms of transaction volume and 76% in terms of transactions. Whether you're seeking control, convenience, or a blend of both, we offer solutions to meet your every need. Partnering for Success: How White Label Payment Gateways. Trusteeship services. COMPETITIVE ANALYSIS. A white label gateway may be right for you if you want to offer payment processing to your customers as part of your business. White Label Payment Gateways — Become a payment service provider with a competitive advantage, having your own-brand sophisticated payment infrastructure and. Global payment solutions tailored for your business. AltPayNet (est. The best payment gateways of 2023 in full: 1. a self-hosted white-label payment gateway. dollars on a global scale by 2025. Get the form fields after they are initialized. Octopus for Business is another popular payment platform in Hong Kong. Backed by the Taiwan government, banks,…. Along with a payment gateway for IPTV merchants, we also. Development—developers, DevOps, project manager, architect. g. You just take the readymade white label solution, put your logo and brand name on it, configure it, and become the gateway provider for your customers (cardholders or merchants). Salesforce Commerce Cloud. A payment gateway is a service that authorizes and processes payments in online and brick-and-mortar stores. They allow firms to process payments under their own brand name while using the technology of a third-party provider. Boxopay is a white-label payment gateway provider that establishes connection capabilities with any payment providers and processing centers. e. An online payment service provider (PSP) is an intermediary between customers, businesses, e-payment gateways, acquiring banks, and issuing banks. Global payment solutions tailored for your business. When you use BlueSnap’s Platform you will be able to accept all major credit and debit cards: We are bank agnostic which allows us to provide access to many alternative payment methods such as PayPal, SEPA, and 100+ others built-in with the Platform. 2 certification of the equipment, solutions, and processes. Private Equity Groups & Investment Companies looking to offer payment processing services to portfolio companies while maintaining control. In a nutshell, white-label payment gateway software is a payment system developed by expert third-party providers. Leaders Merchant Services – Features a trusted payment gateway, low fees, and top-notch support. 1. PayCaps White Label platform of Gateway is ideal for Acquirers, Payment Facilitators (PFs), Payment Service Providers (PSPs), Independent Software Vendors (ISVs), Independent Sales Organisations (ISOs), and other Value Added Service Providers (VASPs) or Any Company want to start a. Take control of compliance. Net. Dragonpay. Mastercard gateway is a single touch point for all your commerce needs, connecting you to new horizons. Intro. Anytime support. It is no secret that the e-commerce business is growing insanely fast these days. Grocery. Grow Your Digital Payments Business with White-Label Payment Processing Solutions. This article explores the payment gateway. You can use the Marketplace API's update current user endpoint for this. called white-label payment. Key features. You can add the identity of your brand, such as a logo, to the. For example, 54% of online transactions in China involve wallets such as. It passes this data to the payment processor securely to be processed. Laravel is a robust PHP framework that allows developers to create web applications. There are many different kinds of white label payment gateways, each. Hosted payment gateway. AsiaPayTech offers a fully customizable white-label payment gateway for banks and payment service providers, enabling them to extend payment processing services to merchants and other business entities around the globe. 3. Being the gateway for your transactions, Payflow allows you to use one. Best. A white label payment gateway allows companies to incorporate their own branding into an existing payment system for use on websites or mobile apps. Credit cards. Digital acceptance and merchant management. eNach for recurring payments. Length of the sales process. Payment Gateway, Merchant Accounts and Online Credit Card Processing Services offered by CCAvenue, South Asia's biggest Payment Gateway and Merchant Accounts service provider. But the purpose of a “Gateway” is to keep all of the private donor information safe and secure. Product Overview. CHURN RATE. White Label / SaaS. Interchange plus 0. Let's Talk ! 954 342 5676 +44 137 243 2466. Our BIN sponsorship services are supported by a full-featured card issuing API platform. Cashfree has big names on its customer list, including BigBasket, Dunzo, Xiaomi, HDFC ERGO, etc. With crypto becoming a mainstream mode of payment, having a digital asset compatible payment processor is just the impetus your business needs. Flutterwave . Decta. Apa Itu Payment Gateway: Pengertian, Manfaat, dan Contohnya. With Novatti, your company may take a variety of payment options, including Apple Pay, Google Pay, Samsung Pay cross-border payments, and Prepaid Cards. 3DS Authentication: 3DS or 3D Secure means there is one additional layer of security before the transaction is completed. According to the estimated value of global retail sales from 2021 onwards, e-commerce retail sales are expected to reach 8. However, with white-label services, the company only needs to have a license to provide these services and that’s it. Digital payment token services are included based on recent market and regulatory developments. JS SDK. CLICK-THROUGH RATE. PSPs offer online payment. Digital banking solution. In short, this acts as a mediator between the customer, merchant, payment gateway, and the issuing banks. Personal Manager. Step 2: Order details go to the payment gateway. No Code Payments. Executes payment or account information related transactions on bank accounts of users, leveraging a per-transaction billing model. Partnering for Success: How White Label Payment Gateways. Process and Manage Digital Payments. Cardstream is a high performance Level 1 PCI DSS-compliant white label payment processing platform. We might be biased but Akurateco checks all the boxes on the list of essentials for a payment software providers in the MENA region. Customer enters the UPI PIN to complete the payment. They offer numerous beneficial features that can help in increasing sales by easing up the checkout process and offering your customers several payment options, in various currencies. A payment gateway serves as the connection point between an e-commerce website and your merchant account. View Software. Unlock SaaS revenue, turn payments into a profit center, and offer new financial services through your software platform. Payment gateways are essential tools in today’s digital economy, enabling online transactions and electronic payments. A white-label payment gateway is an up-to-date software that is enhanced with advanced in-house and external anti-fraud filters to detect, analyze, and prevent potentially fraudulent transactions. It incorporates Visa, MasterCard, American Express and Union Pay. PayPal API. net is another well-known online payment processor and gateway that has been around for more than two decades. It helps in receiving payments from the customers online and acts as a link between their bank account and that of the merchants. Do you need a payment solution for your business? Our teams of experts are there to answer your questions and assist you with your future payment solution! 19 & 24,Techniplex-1,Techniplex Complex, Off. PCI DSS 3. Multiple payment gateways offer payment flexibility to customers. The primary elements of online banking electronic payments can include this in their implementation. XREX’s suite of blockchain-driven solutions offers fiat gateways, crypto-fiat conversion, and online payment guarantee BitCheck. These e-payments can be made online or offline via a website or at an actual brick and mortar retail. 5000 list of Fastest-Growing Private Companies for ten c. We first started building what became Wyre in the summer of 2014. The other company/ business rebrands it and used it as its own. Payment integrator must return Service Unavailable since Google requires a synchronous response. PayU Payment Gateway in India offers 150+ payment modes at the lowest pricing. Developing your own payment gateway can cost you an arm and a leg. Authorize. Companies in over 40 countries can build payment experiences and scale them across the world. 20. Before starting an EMV certification, a company needs to make a decision about the three key components of the process: Terminal (s) (hardware device) that will be used to read EMV cards. Payment Gateway Terbaik 2021. Payneteasy's gateway is a fully brandable, white label solution. Ideas Grow Business. 509 certificates and SSL encryption to verify receivers’ identity and help prevent man-in-the-middle attacks. This model allows companies to offer seamless, secure, customized payment solutions without developing the technology from the beginning, which can be costly, time-consuming, and fraught with. Because private credit cards are managed by banks or financial institutions, they offer exactly the. Offer your customers a secure payment gateway 150+ payment modes with the best success rates. This service is called ‘Baroda e-Gateway’ (Internet Payment Gateway). Discover Adyen issuing. Depending on the payment processor you use, the option fields could be different, but. India's widest BNPL suite with 35+ card and cardless EMIs and Pay Later options. As a simple overview, the process flow is: Step 1: Customer place an order. Days to weeks Days to months. . 5 out of 5 (2 user reviews) Ease of Use 5. Amazon Pay. Created specifically for large merchants, MDEX is especially useful for merchants who process at least 500,000 Visa card payment transactions per month, use a central processing platform and require speed at the point of payment. Manage and initiate refunds. India: Trustmore Technologies Private Limited Corp Office: Tower B 1617-1618, 16th Floor, Emaar Digital Greens, Golf Course Extn Road, Sector 61, Gurugram 122098. The buyer can customize the payment gateway solution to suit his needs. Rapyd charges 3. Since its launch, Skrill has expanded to work in more than 120 countries and accepts 40 different currencies and over 100+ local payment methods, including cards, digital wallets, instant bank transfers, and cryptocurrency. Tokens remain independent of specific payment processing. Advantages of the “White-Label Solution” model: Branding opportunities; Quick Set-up time Payment Gateway: A means of authorizing credit card or other forms of electronic payments. MDEX can help businesses reduce day-to-day operational costs, implement innovations quickly and increase. Authorize. 5% and 25 cents per online or manually. The details added are shared with the payment gateway. View Software. Durango Merchant Services: Best for highest-risk businesses. 8. How can I do that? ‣. Add buttons to your website, and create invoices . a merchant ID) in the return URL. It takes it a step further by incorporating your business identity until the end. Telegram Us : @maticzofficial. On top of that, the company has been one of the pioneers of the payment industry, and so, understands the biggest pains of. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or. com. 2. Get your business ready with all white labelled Payment Gateway. Brand: Zerone Microsystems Private Limited. While regular gateways contract with merchant acquirers or ISOs to resell their payment gateway’s brand, white label payment gateways allow, and even prefer, the merchant acquirer or ISO to brand and sell the payment gateway services as their own. Helcim. ISOs looking to upgrade outdated gateways with a customizable white label solution for modern payment processing. KYC services. PSP (payment service provider) is a company you, as a merchant, choose to process your incoming and/or outgoing online transactions. Design—UI/UX designers, project manager. White label is a business model that implies purchasing an unbranded solution from a provider who created it, customising it to your brand, and selling it as your product. By accepting payment methods that are both preferred by your customers and relevant for your business model, you can: Reach more customers globally: As you expand into new regions, accepting local payment methods may be necessary to capture the total market opportunity. DECTA is a global payment processing company offering a wide range of B2B payment services. This wide range of companies includes local and global payment providers. Actively working in sectors like payment gateway. White-Label Card Solutions. Move from a focus on compliance, security, 24×7 operations and support towards business-driven. get_field_value () : string. Especially valuable for platforms and marketplaces looking to payout users faster in a preferred currency. The open payment network is able to manage the entire payment process in different countries. White- and private-label products are ideal for selling on the side: you still get high-quality goods without investing in making or storing too many at a time. , when a consumer clicks the gateway link, they are redirected to the online Payment Services Provider or the PSP page. Ample customization and branding options. Stripe has transparent fees at 2. net charges a $25 monthly gateway fee plus an all-in-one transaction charge of 2. Get an online payment solution (an API/SDK) You require an API/SDK solution to develop a PayPal payment infrastructure. White label payment gateway is a payment gateway solution that can be branded as per the requirements of the buyer. 5. UPI Intent. One or two. [1] The payment gateway may be provided by a bank to its customers, but can be provided by a specialised. Authorize. We provide a complete range of digital payment services designed with the needs of Merchants, Banks, and Payment Service Providers in mind. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers and POS Software Providers can easily evolve with the drastic, rapidly changing payments industry. Create payment links to accept payments with best payment gateway. Work with a White Label Payment Gateway Provider. Merchants or agents usually use or resell this system as their own by completely changing the system’s branding to match corporate style guidelines (hence the “white label” notion). Our diverse services portfolio is designed to work together, enabling developers to quickly get the functionality you need with the minimum of effort. Digital signing capabilities. Private cloud. Many businesses can become interested in building their own payment gateway: merchants wanting to reduce payment service fees, startups looking into offering a gateway in an underserved region, or online companies who started out with a white label service that is now presenting them with technical limitations instead of support. Almost halfof last year's DDoS attacks occurred in the US. It offers the. Add buttons to your website, and create invoices . net charges a $25 monthly gateway fee plus an all-in-one transaction charge of 2. net is a widely used payment gateway that enables businesses to process online payments securely. Automatic payments. 4. Payment gateways. PayCaps payment gateway provides a one-stop platform for online payment processing to acquirers, banks, payment service providers, and fintech. comAccess our full-scale guide on white-label payment gateway, or schedule a direct call to see the system yourself. get_method_description () : string. net are best for taking credit cards and other payments. India: Trustmore Technologies Private Limited Corp Office: Tower B 1617-1618, 16th Floor, Emaar Digital Greens, Golf Course Extn Road, Sector 61, Gurugram 122098. You will receive a white label payment gateway with a complete card-present solution, including SoftPOS and remote key loading mechanisms. Novatti offers a variety of payment options. The order and card details are sent to the payment gateway. Worldpay – Best for integrations. Private label credit cards are run in collaboration with banks or third-party financial institutions. Automatic payments. Cashfree’s white label payment gateway solution goes further - with 150+ payment modes available to end customers and the country’s widest BNPL suite of it ensures that e-commerce business can lower their cart. White label personal finance management solutions. These are essentially intermediate steps between classic third-party gateways and custom solutions created from scratch. Private label credit cards are run in collaboration with banks or third-party financial institutions. We support card based (credit / debit), digital banking (internet / mobile), digital wallets and Over-the-counter payments. A self-developed payment gateway. Starting Your Own Payment Gateway Service: A Step-by-Step Roadmap. Furthermore, payment companies, merchant acounts, and consumers are all shifting to digital, which is giving gateways more influence. By doing this, one must be able to go through the system and get help to adapt it as per the need of your business. 2015) started as a simple white-label payment service provider and evolved into a multi-solution Software-as-a-Service (SaaS) company to fulfill the specific global-market needs of our clients. a hosted payment gateway. Secure Transactions. With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. IT Services and IT Consulting Mumbai, Maharashtra 1,592 followers White Label Payment Gateway SolutionIn addition, white-label payment gateways have multiple integrated banks and payment providers that are available to users via one integration to its system, significantly reducing time-to-market. A payment gateway is like an online cash register that helps businesses accept credit cards, debit cards, and other forms of digital payment methods. The cutting edge payment processing solution for your business with Pre-enabled major payment options including all Debit Cards, Credit Cards, (Visa, MasterCard, Rupay, AMEX & Diners Club. Converge Payment Gateway. So, if in case, your business would opt for a white label payment gateway, you would provide all your requirements to the third-party. Essentially, it is controlled and managed by a third-party provider. ProMerchant – Provides the best zero-cost processing bundle program for retail and restaurants. The White label crypto payment gateway by PayBito enables 24×7 processing of multiple crypto and digital assets in a secured blockchain-powered decentralized environment. WorldPay. Bitcoin Core 0. The white-label transaction gateway of PayBito comes with a wide assortment of state-of-the-art features, such as: 1. As an online merchant, when you opt for Cashfree you get: 1. Ideal for companies who want to want to expand globally (similar to Stripe mentioned above), Braintree (a subsidiary of PayPal) accepts payments in more than 130 currencies, with minimal fees. Stax: Best for high-value transaction. We offer you the access of all major credit card, debit card, netbanking, UPI & allmost all popular wallets including paytm, mobikwik, airtel money,. Take full control of your funds. Private label and co-. 2Checkout is an online payment gateway that aims at simplifying the transaction process for both buyers and sellers. The payment gateway development cost might take between $200K and $250K. The best white-label payment gateways for a startup in the Middle East. Compare the best White Label Payment Gateways in Australia of 2023 for your business. For SME owners, customer loyalty and employee perks are vital. Lipapay. 200/652: Transaction was declined by processor: Decline: A processor decline indicates that the customer's bank has refused the transaction request. Payment Gateway. It allows the merchant to enter payment information. A white-label gateway is a gateway system that allows entrepreneurs or brands to process online payments using their brand name while using third-party. At Paragon Payment Solutions, we offer: Easy-to-use developer API toolkit. Here are the basic steps on how it works: Step 1: It all starts when a customer places an order on a website by pressing the submit order or checkout button. Buying process complexity. What's included in the White label package? Our platform is capable of fulfilling the needs of any online business. No need to handle the. Payment gateways are the services that authorise credit card payments for online and offline businesses. It completes the payment mechanism of any ecommerce store and allows users to make hassle-free online payments. In the event of a data breach, the tokens stored on your POS system or payment gateway are useless to a hacker without the means to decode them into actual credit card numbers. as one of the foremost PayTech organisations in India and is a preferred partner for 30+ leading public. With real insights into active trends, and great B2B trade features, Udaan brings to them the power of technology to scale & nurture their business. Veer Savarkar Flyover, Goregaon-West, Mumbai 400062. payment services have included third party initiation, tokenization, payment gateways, payment aggregators, and white label ATM/POS providers, which are not in the scope of this paper. 2 billion in Q2 2019, making e-commerce nearly 11% of retail overall. Because private credit cards are managed by banks or financial institutions, they offer exactly the. Manage your business with secure, omni channel payment solutions built to help you sell your products and services around the world. 4% and 8 cents per in-person transaction (if $50,000 or less in monthly card transactions). The added experience comes with a lot of benefits including partnerships with a plethora of merchant account providers, credit, debit and digital payment solutions. It offers customization options for branding and user experience while outsourcing the technical and compliance aspects of payment processing to a third-party. Cardstream is a high-performance Level 1 PCI: DSS-compliant white-label payment processing platform, adding value by offering all major credit card schemes and worldwide currencies. White label payment gateways operate in much the same way as other white label products. Octopus App for Business. Clients love the range of services Spell offers, which is how we help our clients win in the payments business in the following ways: Relaunch or overhaul payment gateway services in under 1 week; Offer the most. Provides more detail about the requested payment to spenders. Akurateco. 817b888c8d30b212. An online payment service provider (PSP) is an intermediary between customers, businesses, e-payment gateways, acquiring banks, and issuing banks. It offers PCI DSS 3. Users. You own only the name and logo of a classic white label gateway. Fraud risk mitigation and risk management: White-label products provide practical tools to combat fraud, which positively affects the behavior of bank card holders. In 2007 it acquired Authorize. Think of it as a cash register, except that the payments it processes are non-cash. Here is our curated online payment gateway list. Access Your Account. You also gain modern tools for your and your merchants’ automated business management, including back-offices, high-conversion payment pages, and robust API. Maintenance cost. Authorize. Fondy, PayPal, Authorize. Scale up with refined own-brand payment solutions. Verifies each customer’s billing information. White-label payment gateways usually offer an option to use hosted pages in some stages of the payment flow. India's widest BNPL suite with 35+ card and cardless EMIs and Pay Later options. A flexible XML API connects POS terminals or payment gateways to the Visa payment network; The platform helps. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. Private Label Payment Processing Solutions from Stark Payments: Web, app and ecommerce developers and FinTech startups can now offer online payment services like PayPal & Stripe with our powerful Private Label Payment Processing Gateway. At Cardstream, we offer ample partnership opportunities from co-branding to a full white-label payment gateway. Security. With crypto becoming a mainstream mode of payment, having a digital asset compatible payment processor is just the impetus your business needs. These methods can simplify payment as well as minimize fraud and mistakes for both businesses and consumers. A payment gateway is a tool that enables businesses to accept payments online from anywhere via different channels and devices. As your partner, we are committed to your success. Payment Gateways are methods by which you can collect donations on your site with the GiveWP WP plugin. 2. What Does it Provide? What businesses can benefit from a white label payment gateway? Main benefits of using UniPay white label gateway What are the downsides of using a. The best payment gateways provide a simple way to take and process credit and debit card payments online. Visa Ready certified solutions meet Visa’s standards for quality and reliability and adhere to Visa's MTT and/or KFT transit framework requirements. By providing merchants with a feature-rich payment solution for their websites and applications, they can attract more clients and increase their customer. With hosted, cloud-based solutions offered by this platform, merchants get a single unified payment gateway that opens new markets to ecommerce companies. io. User-managed fund control — The funds can be controlled by managing the blockchain with private keys thereby ensuring security and transparency. 100+ Payment Methods; Industry Leading Success Rate;. While the regular gateways get into contracts with the ISOs and merchant acquirers to resell their services, white. Around 40% of European consumers have tried a private-label brand this year, according to management consulting firm McKinsey. Zaakpay is one of the most trusted Payment gateway in India that helps online businesses to collect and distribute payments, securely accept. Get started. 6. This payment gateway has a solution called “Cashgram”. Incorporating a white-label corporate credit card into an enterprise expense management program is advantageous for both employees and employers. Digital ledgers . Configure and manage all your virtual or physical debit and prepaid card products with a. A white-label payment gateway is an appealing option for PSPs, mainly due to many integrated banks and payment providers, including Credit and Debit Cards and Alternative Payment Methods (APMs), Cryptocurrencies, etc. Payment gateway adalah jembatan penting dalam proses pembayaran online, yang memastikan transaksi dilakukan dengan aman dan efisien. Manage all your payments easily and securely in one place through our hosted payment solution. Anupam Jeevan. So, those who want to keep the cost low can opt for another gateway with a free merchant account. Mobile payments. Only our payment stack delivers everything you need. Features of a White Label Payment Gateway. One of the biggest benefits of hosted payment gateway is the ease of integration. Created specifically for large merchants, MDEX is especially useful for merchants who process at least 500,000 Visa card payment transactions per month, use a central processing platform and require speed at the point of payment. Advantages of the “White-Label Solution” model: Branding opportunities; Quick Set-up timePayment types Credit cards. Well, you should easily recognize PayPal, which has e-commerce veteran status and is one of the most widely accepted digital payment methods for North American retailers. AggrePay caters into wide range of services like online payment gateway, White label wallets, ERP Solutions for. White label. Embrace the future, your way. Spell is a powerful white label payment gateway, helping any company step into or optimise the existing payments business. Revolut – Best for low transaction fees. The PayKings high risk payment gateway is a PCI DSS Level I white-label platform with robust capabilities to help you connect in the digital payments world. More insight. Accept Apple Pay, Google Wallet, credit cards, international currencies – even direct debit and Cash App. We establish connections with APIs of payment providers and acquirers globally and ensure their security, integrity, and stability. Decta delivers tens of widespread payment methods including global payment networks, open banking, digital wallets, and connections to acquirers. Features 5. We also provide on-demand integration services with unlimited providers and have ready-made integration. 3. We’ll get back to these, but first, we need to explain the former two concepts—open banking and banking as a service. Payment Gateways. CLEVELAND, OH (February 1, 2023) ― Credit First National Association (CFNA), a limited purpose, nationally chartered credit card bank, has entered into a long-term brand agreement with Mastercard® as the exclusive payments network for its new Bridgestone Private Label and Co-Branded credit cards. Cashfree provides the best-in-class payments experience for businesses and customers. Cardstream is a high-performance Level 1 PCI: DSS-compliant white-label payment processing platform, adding value by offering all major credit card schemes and worldwide currencies. The gateway provides the merchant with a private-label solution, allowing them. How do I fix this? ‣. 25%, including SGD $0. Never miss a sale just because you couldn't take their payment method. Payment gateways allow merchants to accept credit card payments by connecting payment processors (the service charging the card) and merchant account providers (the service providing your payment systems ). Note: For Transfer through IMPS, NEFT, RTGS Transfer mode you have to send either beneficiaryAccount & beneficiaryIFSC OR beneficiaryMID OR beneficiaryContactRefId in disbursal request.